The first four C's-capacity, conditions, collateral, and character- evaluate a borrower's ability to repay, but character forces the lender to examine closely the borrower's willingness to repay.

Dev Strischek

• August 11, 2025
• 60 Minutes
• US$149.00
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There is an old saying in credit analysis, "Borrowers pay back loans from cash flow, not profits."

Dev Strischek

• August 15, 2025
• 60 Minutes
• US$149.00
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Credit Risk Management is the function that ensures the organization is balancing its risk appetite with its risk tolerance to attain the organization's desired credit risk objectives.

Dev Strischek

• August 18, 2025
• 90 Minutes
• US$149.00
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Every day we deal with issues and hope to resolve them correctly, quickly, and cheaply.

Dev Strischek

• August 19, 2025
• 60 Minutes
• US$149.00
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Both lenders and borrowers like to to use EBITDA as proof of repayment ability, but as noted earlier, it overestimates repayment ability.

Dev Strischek

• August 22, 2025
• 60 Minutes
• US$149.00
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Ratio analysis helps lenders and analysts to determine a borrower's operating performance (profitability and productivity) and financial condition (liquidity, leverage, solvency) by rendering the financial statements into ratios.

Dev Strischek

• August 25, 2025
• 60 Minutes
• US$149.00
• Enroll